Bond 30% Large Cap Value/Growth 20% Small Cap Growth/Value 20% Foreign 20% Specialty 10% T.Rowe Price 2025 50% T.Rowe Price Health 20% Vanguard Small Cap 20% Foreign 10%
Select funds with good performance for each asset class.
Vanguard / Fidelity / T.Rowe Price
Morningstar 4 3yr return > 10% 5yr return > 10% Min investment < $5000
CarolPortfolio.pdf / X-Ray Carol
An exchange-traded fund (ETF) is an investment fund traded on stock exchanges, much like stocks. An ETF holds assets such as stocks, commodities, or bonds, and trades close to its net asset value over the course of the trading day. Most ETFs track an index, such as a stock index or bond index. ETFs may be attractive as investments because of their low costs, tax efficiency, and stock-like features. ETFs are the most popular type of exchange-traded product
You can only buy and sell ETFs through a brokerage account. Setting up a Vanguard Brokerage Account is free, and you'll pay no commissions—ever—to buy and sell Vanguard ETFs in that account.
A mutual fund in the hybrid category that automatically resets the asset mix of stocks, bonds and cash equivalents in its portfolio according to a selected time frame that is appropriate for a particular investor. A target-date fund is similar to a life-cycle fund except that a target-date fund is structured to address some date in the future, such as retirement. Its returns are not guaranteed, but depend on how the market performs.
5yr Bond / 5yr Large / 5yr Small / 5yr Global / 5yr Health / 5yr Target / 5yr Portfolio
| Fund name | Ticker | Expense | Yield | 3 yr | 5 yr |
| Vanguard High-Yield Tax-Exempt | VWAHX | 0.20% | 4.05% | 6.82 | 7.23 |
| Vanguard Interm-Term Bond Index Inv | VBIIX | 0.20% | 2.88% | 5.14 | 6.66 |
| ETF - Long term bond | BLV | 0.10% | 4.46% | 8.73 | 8.33 |
| ETF - Total bond market | BND | 0.08% | 2.49% | 3.65 | 4.61 |
| Vanguard Growth Index Inv | VIGRX | 0.24% | 1.09% | 14.38 | 20.56 |
| Vanguard Capital Opportunity Inv | VHCOX | 0.48% | 0.15% | 16.02 | 22.20 |
| Fidelity Growth Company | FDGRX | 0.83% | 0.16% | 18.73 | 19.60 |
| * T. Rowe Price Growth Stock | PRGFX | 0.70% | 0.04% | 16.61 | 22.47 |
| Sequoia | SEQUX | 1.03% | NA | 19.35 | 21.61 |
| * Vanguard Small Cap Growth Index Inv | VISGX | 0.24% | 0.48% | 16.00 | 25.88 |
| T. Rowe Price Small-Cap Stock | OTCFX | 0.92% | NA | 16.33 | 26.15 |
| Vanguard Small Cap Value Index I | VSIIX | 0.08% | 1.93% | 14.57 | 23.25 |
| Fidelity Small Cap Value | FCPVX | 1.07% | 0.29% | 14.38 | 23.80 |
| Vanguard International Explorer Fund | VINEX | 0.36% | 2.30% | 6.17 | 19.05 |
| Vanguard Global Equity Inv | VHGEX | 0.61% | 1.58% | 9.70 | 18.20 |
| Fidelity Wordwide | FWWFX | 1.11% | 0.33% | 12.21 | 18.96 |
| Oppenheimer Global Opportunities | OPGIX | 1.21%/5.75% | NA | 10.47 | 23.17 |
| Oakmark Global | OAKGX | 1.13% | 2.53% | 10.75 | 19.12 |
| T Rowe Price European | PRESX | 0.96% | 1.24% | 12.94 | 19.39 |
| T Rowe Price International | TRIGX | 0.86% | 2.32% | 5.99 | 15.74 |
| Vanguard Health Care Inv | VGHCX | 0.35% | 1.15% | 22.81 | 19.84 |
| Fidelity Select Health Care | FSPHX | 0.79% | 0.02% | 28.37 | 27.44 |
| * T Rowe Price Health Sciences | PRHSX | 0.79% | NA | 31.59 | 28.94 |
| ETF Vanguard Health Care | VHT | 0.14% | 1.39% | 23.85 | 20.10 |
| Vanguard 2025 | VTTVX | 0.17% | 1.86% | 8.83 | 14.85 |
| Fidelity 2025 | FFTWX | 0.73% | 1.46% | 7.26 | 14.46 |
| * T.Rowe Price 2025 | TRRHX | 0.72% | 1.44% | 9.75 | 17.48 |
| Vanguard 2030 | VTHRX | 0.17% | 1.75% | 9.74 | 18.85 |
| Fidelity 2030 | FFFEX | 0.79% | 1.49% | 8.16 | 17.94 |
| T.Rowe Price 2030 | TRRCX | 0.75% | 1.24% | 10.77 | 21.36 |
| Fund name | Ticker | Expense | Yield | 3 yr | 5 yr |
| Fidelity Select Health Care Portfolio | FSPHX | 0.76 | NA | 35.88 | 27.77 |
| Fidelity Select Pharmaceuticals | FPHAX | 0.81 | 0.84 | 27.47 | 23.88 |
| Fidelity Select Medical Delivery Portfolio | FSHCX | 0.82 | NA | 21.69 | 21.10 |
| Fidelity Mid Cap Value | FSMVX | 0.80 | 0.94 | 23.23 | 19.82 |
| Fidelity Dividend Growth | FDGFX | 0.56 | 1.32 | 18.68 | 16.05 |
| Fidelity Contrafund | FCNTX | 0.66 | 0.12 | 18.22 | 16.35 |
| Vanguard Mid-Cap Value Index Inv | VMVIX | 0.24 | 1.27 | 21.14 | 18.77 |
| Vanguard Value Index Adm | VVIAX | 0.09 | 2.24 | 19.82 | 15.96 |
| Fund name | Ticker | Expense | Yield | 3 yr | 5 yr |
| Vanguard 2025 | VTTVX | 1.69 | 13.10 | 10.71 | |
| Vanguard 2030 | VTHRX | 1.64 | 14.15 | 11.34 | |
| Vanguard Total Bond | VBTLX | 0.08 | 2.55 | 2.91 | 3.99 |
| Vanguard 500 Index | VFIAX | 0.05 | 1.78 | 20.88 | 15.92 |
| TRowePrice Large Cap Value | TILCX | 0.58 | 1.18 | 22.22 | 15.17 |
| Fidelity Contrafund | FCNTX | 0.66 | 0.12 | 19.33 | 15.61 |
| Fidelity Dividend Growth | FDGFX | 0.56 | 1.29 | 20.63 | 15.43 |
| Vanguard Value Index Inv | VIVAX | 0.24 | 2.05 | 20.80 | 15.00 |
| Vanguard Mid-Cap Value Index Inv | VMVIX | 0.24 | 1.23 | 22.16 | 18.07 |
| Vanguard Small Cap Value Index Inv | VISVX | 0.24 | 1.58 | 21.03 | 17.55 |
| Fidelity Large Cap Value Enhanced Index | FLVEX | 0.45 | 1.26 | 22.54 | 16.15 |
| Fidelity Mid Cap Value | FSMVX | 0.80 | 0.92 | 24.37 | 19.30 |
| Fidelity Small Cap Value | FCPVX | 1.06 | 0.37 | 20.05 | 17.41 |